We listen to your vision for your future and give you the steps to turn that vision into reality.
At Integral Wealth Management, we help clients answer questions like:
Financial Planning services
Retirement planning
- Estimating expenses for your desired lifestyle in retirement
- Balancing your savings goals with your desired timing for retirement
- Roth conversion planning to potentially lower Required Minimum Distributions (RMDs)
Social security planning
- Optimizing the ideal time to begin collecting your social security income
- Coordinating the timing of social security income between spouses
- Analyzing your break-even age for delayed retirement credits
Cash flow analysis
- Projecting and analyzing your income and expenses
- Planning for the proper location of withdrawals between retirement and taxable accounts
- Projecting the size of your safety net
Estate planning
- Projecting the benefit of tax strategies recommended by your estate planning attorney
- Executing annual gifting and charitable giving strategies
- Answering your questions about trust and estate administration
Insurance planning
- Analyzing current insurance fees and benefits
- Assisting with affordable life insurance for specific needs
- Annuity planning for extremely risk-averse or income-focused investors