Your Team

advisory team

Jodi Ann Karambela, CPA

Jodi Karambela, CFP®
Founder & President

Financial Experience

  • 25+ Years

Education

  • Certificate in Personal Financial Planning, UC Berkeley

Certification

  • CERTIFIED FINANCIAL PLANNER professional

Areas of Expertise

  • Trusts and estates
  • Bonds and fixed income
  • Financial planning
  • Charitable giving

Community Involvement

  • MJC Foundation (current board member)
  • Great Valley Museum (past president)
  • Dodge Ridge Ski Patrol (past volunteer)
  • American Red Cross (Tiffany’s Circle)
David Epps, CFP

David Epps, CFP®
Lead Advisor

Financial Experience

  • 25+ Years

Education

  • Certificate in Personal Financial Planning, UC Berkeley
  • BS Finance, CSU Stanislaus

Certification

  • CERTIFIED FINANCIAL PLANNER professional

Areas of Expertise

  • Income-generating investments
  • Tax-efficient investing
  • Financial planning
  • Estate planning for large estates

Community Involvement

  • Modesto Kiwanis (member & past president)
  • Stanislaus County Library Advisory Committee (past member)
Michael T. Abram, PhD, CFA

Michael Abram, PhD, CFA®
Principal & Portfolio Manager

Financial Experience

  • 8 Years

Education

  • PhD Mathematics, University of Southern California
  • MA Mathematics, University of Southern California
  • BS Mathematics, University of the Pacific
  • BA Music, University of the Pacific

Designation

  • Chartered Financial Analyst® charterholder

Areas of Expertise

  • Investment management
  • Tax planning
  • Advanced spreadsheet modeling
  • Compliance

Community Involvement

  • Stanislaus County Estate Planning Council
  • Modesto Parent Participation Preschool (past treasurer)
  • Cassandra Abram for Turlock City Council 2022 (campaign finance consultant)

Support Staff

Mallory Sise, Paraplanner

Mallory Sise
Paraplanner

Education

  • BA Business Administration (concentration in Finance), CSU Stanislaus

Areas of Expertise

  • Financial planning
  • Social Security income planning
  • Senior living planning
Amy Genasci, Client Service Associate

Amy Genasci
Client Service Associate

Prior Experience

  • Paralegal and Legal Secretary for over 15 years

Credentials

  • Notary Public

Areas of Expertise

  • Client service
  • Record keeping
  • Compliance
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Tim Abram
Director of Technology & Marketing

Education

  • PhD Bioengineering, Rice University
  • MS/BS Biomedical Engineering, Cal Poly SLO

Areas of Expertise

  • Software Development
  • Computer programming
  • Data visualization
  • Design

Paulette Cooper
Bookkeeper

Prior Experience

  • Operations Manager at Integral Wealth Management

Areas of Expertise

  • Bookkeeping
  • Human resources

Learn more about Integral’s Story

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