advisory team
Jodi Karambela, CFP®
Founder & President
Financial Experience
- 25+ Years
Education
- Certificate in Personal Financial Planning, UC Berkeley
Certification
- CERTIFIED FINANCIAL PLANNER® professional
Areas of Expertise
- Trusts and estates
- Bonds and fixed income
- Financial planning
- Charitable giving
Community Involvement
- MJC Foundation (current board member)
- Great Valley Museum (past president)
- Dodge Ridge Ski Patrol (past volunteer)
- American Red Cross (Tiffany’s Circle)
David Epps, CFP®
Lead Advisor
Financial Experience
- 25+ Years
Education
- Certificate in Personal Financial Planning, UC Berkeley
- BS Finance, CSU Stanislaus
Certification
- CERTIFIED FINANCIAL PLANNER® professional
Areas of Expertise
- Income-generating investments
- Tax-efficient investing
- Financial planning
- Estate planning for large estates
Community Involvement
- Modesto Kiwanis (member & past president)
- Stanislaus County Library Advisory Committee (past member)
Michael Abram, PhD, CFA®
Principal & Portfolio Manager
Financial Experience
- 10 Years
Education
- PhD Mathematics, University of Southern California
- MA Mathematics, University of Southern California
- BS Mathematics, University of the Pacific
- BA Music, University of the Pacific
Certification
- Chartered Financial Analyst® charterholder
Areas of Expertise
- Investment management
- Tax planning
- Advanced spreadsheet modeling
- Compliance
Community Involvement
- City Treasurer, City of Turlock (elected for 2024-2028)
- California Municipal Treasurers Association
- Stanislaus County Estate Planning Council
- Modesto Parent Participation Preschool (past treasurer)
- Campaign finance consultant for Cassandra Abram for Turlock City Council 2022 & Michael Abram for Turlock City Treasurer 2024
Brooke Gaither, CFP®
Financial Advisor
Financial Experience
- 9 Years
Education
- BS Business Administration, CSU Monterey Bay
Certification
- CERTIFIED FINANCIAL PLANNER® professional
Areas of Expertise
- Financial Planning
- Life Transitions
- Inheritance and Sudden Wealth
- Workplace Retirement Plans
Community Involvement
- Stanislaus County Estate Planning Council
- Oakdale Baseball & Softball Association
Mallory Sise, CFP®
Associate Advisor
Financial Experience
- 3 Years
Education
- BS Business Administration (concentration in Finance), CSU Stanislaus
Certification
- CERTIFIED FINANCIAL PLANNER® professional
Areas of Expertise
- Financial planning
- Social Security income planning
- Senior living planning
Support Staff
Amy Genasci
Client Service Associate
Prior Experience
- Paralegal and Legal Secretary for over 15 years
Credentials
- Notary Public
Areas of Expertise
- Client service
- Record keeping
- Compliance
Tim Abram
Director of Technology & Marketing
Education
- PhD Bioengineering, Rice University
- MS/BS Biomedical Engineering, Cal Poly SLO
Areas of Expertise
- Software Development
- Computer programming
- Data visualization
- Design
Paulette Cooper
Bookkeeper
Prior Experience
- Operations Manager at Integral Wealth Management
Areas of Expertise
- Bookkeeping
- Human resources