As a business owner you have many responsibilities. You also have key employees you’d like to retain. We recommend cost-effective employer-sponsored retirement plans to build your retirement savings and shelter hard-earned profits from taxes.
At Integral Wealth Management, we help clients answer questions like:
Employer-Sponsored Retirement Plans
Defined contributions plans
- Explaining the basics of Traditional and Roth 401k plans, profit-sharing plans, and SIMPLE IRAs
- Analyzing contribution limits and fees to determine your optimal way to maximize contributions and minimize taxes and fees
- Reducing your company’s liability by serving as your plan’s investment fiduciary
- Providing self-directed brokerage account opportunities for greater access to investments and portfolio management
Defined benefit plans
- Explaining the basics of Cash Balance plans and other DB plans for access to the highest contributions limits
- Analyzing contribution limits and fees to determine your optimal way to maximize contributions and minimize taxes and fees
- Reduce your company’s liability by serving as your plan’s investment fiduciary
- Liability-driven investing to help reach your targets while minimizing risk